Arts, Entertainment and Hospitality

Commercial Insurance

The Risk Management foundation for any business is the Commercial Property and Liability Insurance Policy. The Commercial General Liability (CGL) coverage protects a business from financial loss should you be found liable for property damage, bodily injury or personal injury (libel or slander) to a third party caused by your services, business operations, or employees. The Property Coverage protects your physical assets, stock, finished goods equipment and operations to ensure that you have the financial support needed to replace physical assets and fund a re-start your business in the event of a fire, lightning, flood, and other incidents. It is important to maintain an adequate Property Coverage limit to deal with seasonal changes in your raw materials and finished goods inventory.

Special Event Liability

Are you involved in planning, hosting or co-ordinating events as part of your business? If you are involved in running events, whether on-line or in person, you know that you should always expect the unexpected. As a result of the Covid-19, many events moved from a physical to digital environment. While this may have reduced the "slip and fall" risk, it opened up a number of new risks for consideration. Moving forward, hybrid events which include both an in-person and on-line aspect will require special consideration for managing risk. With decades of experience in the event space, Case Insurance can provide you with the insight, advice and support you need to minimize your risk and maximize your opportunity.

Cyber Liability

Cyber Crime is a Trillion Dollar business and growing at an exponential rate. Cyber Criminals are working 24/7 to find creative ways to generate revenue from your valuable data and systems. A Cyber attack can damage your Reputation in a split second and easily cost you tens of thousands of dollars to manage the situation.

Media Liability (E&O Insurance)

Does your business create Content? Do you have a website? Do you sell your product or service online? Do you design or author content for Social Media platforms like Facebook, Instagram, Messenger, Pinterest, Reddit, Snapchat, Twitter, WhatsApp or YouTube? If the answer is YES, then you have a Media Liability exposure! Media Liability is a coverage required to protect and defend your Media Assets in the digital world. Media Liability coverage would respond to a lawsuit arising from an allegation of infringement, libel, or slander which would be excluded from coverage under a Commercial General Liability policy.

Management Liability (D&O Insurance)

Directors and Officers have a duty to exercise due diligence in overseeing the management of the organization that they serve. In today’s business climate of corporate transparency and accountability, an organization’s Officers and Directors face a myriad of business and employment-related exposures. A Directors and Officers (D&O) policy provides defence costs and indemnity coverage to the Organization and individual Directors and Officers in the event of an alleged “wrongful act”.

Commercial Auto

Commercial Auto Policies are not just for heavy vehicles or fleets. If you, or someone in your Company, uses a vehicle for meeting customers, picking up supplies, or delivering products, you may require a Commercial Insurance Policy. Many business owners believe Commercial Auto Insurance is more expensive than Personal Auto Insurance however this is often not the case. Make sure you have the correct coverage and allow us to work for you to get the best value in the market.

Request a Complimentary Business Insurance Policy Review

Your world is constantly changing. Is your insurance program keeping up? Our No Obligation Policy Review Program identifies potential issues you should be aware of and opportunities to enhance your insurance package to get the best value for your Insurance dollar. Click on the link below to connect with a Case Insurance Broker today.