Professional Services
When knowledge is your product, you know you are providing a Professional Service.
Professional Liability / Management Liability / Cyber / Crime Bond / Commercial Insurance
Professional Service Providers have unique risks
The world is becoming an increasingly complex place, and the need for Professional Services is growing rapidly to manage the complexity. Doctors, Lawyers, Realtors and Insurance Brokers have been joined by Consultants, Coaches, Media, Technology, Marketing and Design Professionals to help businesses and individuals to achieve their business and life goals.
Professional Service providers have a duty of care to avoid acts or omissions that could cause harm to others. While no one sets out to create a situation that causes harm or financial loss, the reality is it can happen. And when it does, there are Insurance programs that are designed specifically to defend and protect the Professional or Organization providing the Service.
Case Insurance Brokers has access to a wide range of Insurance Companies that provide the coverage to support any business requirement or client compliance request.
Book a Meeting to learn more about:
Professional Liability (E&O Insurance)
Professional Liability, also known as Errors and Omissions insurance) is supplementary liability insurance that enhances any business owner’s policy by safeguarding against catastrophic loss in the event of a lawsuit due to a negligent act, error or omission by the professional. In addition to claims of error, omission, or negligence, E&O insurance can also protect against slander, libel and breach of contract.
Boiron Group Real Estate
Chris Case really is the only choice for a busy entrepreneur or business owner. He has been insuring my businesses for years. Additionally, to make his busy clients' lives easier, he takes care of the messy and competitive personal home and auto insurance as well. He's a really personable person, and he's the first insurance broker I've met in 20 years who will actually do an actual site visit to commercial properties he insures to make sure that the property is not under-insured, nor over-insured.
Claude Boiron,
Principal, GTA
Management Liability (D&O Insurance)
Directors and Officers have a duty to exercise due diligence in overseeing the management of the organization that they serve. In today’s business climate of corporate transparency and accountability, an organization’s Officers and Directors face a myriad of business and employment-related exposures. A Directors and Officers (D&O) policy provides defence costs and indemnity coverage to the Organization and individual Directors and Officers in the event of an alleged “wrongful act”.
Cyber and Data Privacy Liability Insurance
Cyber Crime is a Trillion Dollar business and growing at an exponential rate. Cyber Criminals are working 24/7 to find creative ways to generate revenue from your valuable data and systems. A Cyber attack can damage your Reputation in a split second and easily cost you tens of thousands of dollars to manage the situation.
Crime Bond
Over the past 12 months, we have noticed a significant increase in a Crime Bond being included in the insurance compliance requirements for a Professional Services Agreement. A Crime Bond provides your Client with the assurance that they have recourse from you in the event of fraud, embezzlement, theft or destruction of property by one of your Employees. Likewise, Business Owners should regularly review their own internal requirement for Crime Coverage to protect against similar risks from their own Employees.
Commercial Insurance
The Risk Management foundation for any business is the Commercial Property and Liability Insurance Policy. The Commercial General Liability (CGL) coverage protects a business from financial loss should you be found liable for property damage, bodily injury or personal injury (libel or slander) to a third party caused by your services, business operations, or employees. The Property Coverage protects your physical assets, stock, finished goods equipment and operations to ensure that you have the financial support needed to replace physical assets and fund a re-start your business in the event of a fire, lightning, flood, and other incidents. It is important to maintain an adequate Property Coverage limit to deal with seasonal changes in your raw materials and finished goods inventory.
Request a Complimentary Business Insurance Policy Review
Your world is constantly changing. Is your insurance program keeping up? Our No Obligation Policy Review Program identifies potential issues you should be aware of and opportunities to enhance your insurance package to get the best value for your Insurance dollar. Click on the link below to connect with a Case Insurance Broker today.