Not for Profit
Not-for-Profit organizations cover a wide range of services on local, regional and national scales.
Management Liability / Commercial Real Estate, Property and Liability / Cyber / Media Liability / Special Event / Crime Bond / Commercial Auto
Not-for-Profit Organizations have Special Requirements
While governments and private sector organizations provide the majority of major goods and services in an economy, not-for-profits and other charitable organizations enable a whole proliferation of additional services to be developed and distributed.
From youth education and training organizations to cultural centres and clubs, and member-driven associations to national not-for-profits like Canada’s blood collection and distribution management, not-for-profits have a wide and often complex agenda of risks that require efficient and effective coverage.
Members of the Case Insurance Brokers team are active volunteers and support a wide array of NPO’s locally and globally to help make the world a better place. Contact us to learn more and connect with like-minded partners who can assist you.
Case Insurance Brokers has access to a wide range of Insurance Companies that provide the coverage to support any business requirement or client compliance request.
Book a Meeting to learn more about:
UforChange Movement Inc.
Case Insurance has provided UforChange Movement with timely and cost effective services and products. Insurance was made easy. This type of personal service is hard to find. Thank you, Case Insurance for your attention, support and incredible care.
Lea Vares-Greenwood,
Executive Director, GTA
Management Liability (D&O Insurance)
Directors and Officers have a duty to exercise due diligence in overseeing the management of the organization that they serve. In today’s business climate of corporate transparency and accountability, an organization’s Officers and Directors face a myriad of business and employment-related exposures. A Directors and Officers (D&O) policy provides defence costs and indemnity coverage to the Organization and individual Directors and Officers in the event of an alleged “wrongful act”.
Commercial Real Estate, Property and Liability
The Risk Management foundation for any business is the Commercial Property and Liability Insurance Policy. Many people start out in business with a Real Estate Investment. If you are purchasing an Investment Property, we can ensure that you are properly covered. The Property Coverage protects your physical assets, operations and lost income to ensure that you have the financial support needed to continue to fund your financial obligations for the month that it takes to re-build after a fire, lightning, flood, or other incidents. The Commercial General Liability (CGL) coverage protects you and your business from financial loss should you be found liable for property damage, bodily injury or personal injury (libel or slander) to a Third Party caused by your services, business operations, or employees. It is important to maintain your coverage to handle seasonal changes so that you fully insured at all times.
Cyber Liability
Cyber Crime is a Trillion Dollar business and growing at an exponential rate. Cyber Criminals are working 24/7 to find creative ways to generate revenue from your valuable data and systems. A Cyber attack can damage your Reputation in a split second and easily cost you tens of thousands of dollars to manage the situation.
Media Liability (E&O Insurance)
Does your business create Content? Do you have a website? Do you sell your product or service online? Do you design or author content for Social Media platforms like Facebook, Instagram, Messenger, Pinterest, Reddit, Snapchat, Twitter, WhatsApp or YouTube? If the answer is YES, then you have a Media Liability exposure! Media Liability is a coverage required to protect and defend your Media Assets in the digital world. Media Liability coverage would respond to a lawsuit arising from an allegation of infringement, libel, or slander which would be excluded from coverage under a Commercial General Liability policy.
Special Event Liability
Are you involved in planning, hosting or co-ordinating events as part of your business? If you are involved in running events, you know that you should always expect the unexpected. As a result of the Covid-19, many events moved from a physical to digital environment. While this may have reduced the "slip and fall" risk, it opened up a number of new risks for consideration. Moving forward, hybrid events which include both an in-person and on-line aspect will require special consideration for managing risk. With decades of experience in the event space, Case Insurance can provide you with the insight, advice and support you need to minimize your risk and maximize your opportunity.
Crime Bond
Over the past 12 months, we have noticed a significant increase in a Crime Bond being included in the insurance compliance requirements for a Professional Services Agreement. A Crime Bond provides your Client with the assurance that they have recourse from you in the event of fraud, embezzlement, theft or destruction of property by one of your Employees. Likewise, Business Owners should regularly review their own internal requirement for Crime Coverage to protect against similar risks from their own Employees.
Commercial Auto
Commercial Auto Policies are not just for heavy vehicles or fleets. If you, or someone in your Company, uses a vehicle for meeting customers, picking up supplies, or delivering products, you may require a Commercial Insurance Policy. Many business owners believe Commercial Auto Insurance is more expensive than Personal Auto Insurance however this is often not the case. Make sure you have the correct coverage and allow us to work for you to get the best value in the market.
Request a Complimentary Business Insurance Policy Review
Your world is constantly changing. Is your insurance program keeping up? Our No Obligation Policy Review Program identifies potential issues you should be aware of and opportunities to enhance your insurance package to get the best value for your Insurance dollar. Click on the link below to connect with a Case Insurance Broker today.